Jonathan Mullins

Jonathan Mullins is a seasoned mortgage executive with more than 23 years of experience and a lifelong commitment to serving the Military community. A proud U.S. Army Veteran, devoted husband, and father of five, Jonathan's mission is to empower service members, Veterans, and first-time homebuyers to achieve the dream of homeownership with clarity, confidence, and financial peace of mind. Over the course of his career, Jonathan identified a serious problem in the industry — Military families were being underserved and overcharged by big banks and retail lenders offering inflated rates, excessive fees, and repeated loan churn. Determined to change that, he founded Valor Home Mortgage, a Veteran-owned company built on the principles of transparency, integrity, and education.